Updated October 5, 2016
The State of Illinois offers annuitants and survivors a healthcare program called Total Retiree Advantage Illinois (TRAIL). This program provides eligible members and their covered dependents comprehensive medical and prescription drug coverage through Medicare Advantage plans (commonly referred to as “MAPD” plans). The State of Illinois Group Insurance Program also includes vision coverage and optional dental and life insurance coverage.
If you are a participant in TRAIL, the open enrollment period for changing providers is October 15 – November 16, 2015. If you are newly eligible, you must enroll by November 16, 2015. The 2016 plan year will begin January 1, 2016, and will run through December 31, 2016.
All newly-eligible annuitants and survivors, as well as those currently enrolled in one of the state's MAPD plans, should receive a TRAIL Enrollment packet in October. Members should look for the TRAIL logo (as shown above) on the outside of the packet. The packet includes the TRAIL Decision Guide. The Guide includes an explanation of the plan options, plan comparison chart, rate chart, county-by-county coverage map, FAQs, and contact information for the plan administrators.The state is also offering 22 informational seminars around the state during the month of October. See the schedule for locations and dates.
If you are currently enrolled in one of the TRAIL Medicare Advantage plans, your enrollment will continue – you do not need to do anything unless you want to make a change. If you do want to make a change to your current Medicare Advantage health plan election, or change your dental or dependent coverage, complete and return the TRAIL Enrollment Form to SURS, P.O. Box 2710, Champaign, Illinois 61825. The form should be received on or before November 16, 2015.
If you are new to the TRAIL Medicare Advantage plans this year, you must select one of the state's Medicare Advantage plans by completing the TRAIL enrollment form and submitting it to SURS, P.O. Box 2710, Champaign, Illinois 61825. The form should be received on or before November 16, 2015. You will remain enrolled in your current state health plan through December 31, 2015. The Medicare Advantage plan you choose will start January 1, 2016.
Canary Yellow Letter from the Illinois Department of Central Management Services
Newly eligible SURS members should receive a letter (on canary yellow paper) notifying them of the TRAIL Medicare Advantage enrollment period.
All Illinois counties now have an HMO and PPO option. Annuitants and survivors residing outside Illinois may elect the PPO option available nationwide. Refer to this year's TRAIL Decision Guides for complete information.
State Fall Open Enrollment Materials 2016
State Fall Enrollment Period Overview 2016
CIP Fall Open Enrollment Materials 2016
CIP Fall Enrollment Period Overview 2016